RULE-GOV-LAW: Governing law / venue clause is present
| Kind | reconciliation |
| Severity | info (informational; does not block approval) |
| Ruleset | v1.0 |
| Inputs | governing_law |
What it checks
Section titled “What it checks”The Note or Business Loan Agreement should carry a governing-law or venue clause.
How it decides
Section titled “How it decides”Informational only: when the package contains a Note or BLA and no governing_law value was extracted, an info finding is raised. It never blocks approval. The decision is deterministic code, not a model: extraction only supplies the values and their provenance.
Thresholds (Settings → Other options → rules)
Section titled “Thresholds (Settings → Other options → rules)”- none (no bank-policy threshold applies)
The thresholds in force are recorded on every reconciliation run. An administrator can switch this rule off under Settings → Rules; a disabled rule is skipped by later runs, and the skip is recorded on each run and in the evidence chain.
Example
Section titled “Example”Clause “…the laws of the State of Illinois…” extracted → no finding.
Resolution
Section titled “Resolution”Review and accept; correcting the documents and re-processing clears the finding on the next run.